Offer subject to credit approval. Benefits will vary depending upon the card for which you are approved. Not everyone will qualify for the Visa Signature Card. If at the time of your application you do not meet the credit or income criteria previously established for this offer, we may not be able to open an account for you or you may receive a Platinum Card. This offer is available to new Cardmembers only. For information about rates, other fees, other costs, and the reward program rules (including point accrual rate, bonus point awards, etc.) and benefits associated with the use of this credit card program please see the Terms & Conditions.

These terms and conditions (“Pay Over Time Terms”) govern the use of loan services provided by Uplift, Inc. (“Uplift”) in connection with bookings made on Wyndham Hotel Group, LLC direct booking channels (“Uplift Loan Services”). Wyndham Hotel Group, LLC is not the provider or servicer of such loans and expressly disclaims any and all liability arising in connection with the Uplift Loan Services.

As more particularly set forth below, Uplift offers eligible residents of the United States and Canada (as determined by Uplift in its sole discretion) the opportunity to pay for Eligible Rates (as defined below) at participating hotels using Uplift Loan Services in accordance with the Uplift Terms and any other terms and conditions agreed to by Uplift and such residents. Subject to the foregoing, Uplift Loan Services are available to:

- residents of the U.S. in connection with their payment of Eligible Rates at participating hotels in the 50 United States; and
- residents of Canada in connection with their payment of Eligible Rates at participating hotels in Canada.

Eligible guests who use Uplift Loan Services agree to the Uplift Terms of Use and Privacy Policy.

“Eligible Rate” means any rate available on www.wyndhamhotels.com/wyndham-rewards, wyndhamhotels.com, or any of the official brand websites of the participating hotels that are advertised as “Pay Now & Save, Non-Cancelable” or otherwise requires 100% pre-payment at time of booking or within 24 hours of booking.

Hotels operating under a franchise or management agreement with Wyndham Hotel Group, LLC, Wyndham Hotel Management, Inc. or any of their respective affiliates are not required to participate with Uplift Loan Services, and such services are only offered in connection with Eligible Rates at hotels that have elected to participate at the applicable time. Accordingly, Uplift Loan Services are subject to availability, which may be limited.

Any loan provided as part of the Uplift Loan Services will apply only to the amount of the Eligible Rate for the applicable stay, including taxes.  Any incidental charges, resort/service fees, gratuities, and/or other supplemental charges or fees payable in connection with your reservation (collectively, “Additional Charges”) will be excluded from such loan. A credit card will be required at check-in to cover all Additional Charges.